Monday, 5 December 2011

Panasonic Lumix G 14mm f/2.5 ASPH Lens

The Panasonic Lumix G 14mm f/2.5 ASPH Lens ($399.95 direct) is a compact wide-angle lens for use with Micro Four Thirds cameras. Its field of view is equivalent to a 28mm lens in full format 35mm photography?a classic focal length that can be useful for numerous photographic subjects. The lens has a maximum aperture of f/2.5, which lets in about twice as much light as the standard 14-42mm kit lens that Panasonic bundles with its cameras.

The lens protrudes less than 0.8 inches from the camera, making your camera all the more portable. There is a trade-off for the size and extra light-gathering ability?the lens is a prime design, meaning that it does not zoom. It did well in our lab tests?at f/2.5 it scored 1,671 lines per picture height on the Imatest sharpness test. Stopping down to f/4 upped the lens's score to 1,790 lines, just shy of the 1,800-line mark that denotes a very sharp image.

If you're comfortable with a prime lens, this 14mm is a compact optic that can be used with any Micro Four Thirds camera. It matches very well with compact bodies like the Panasonic Lumix DMC-GF3 ($599.99, 3.5 stars) and the Olympus PEN E-PM1 ($499.99, 4 stars).

Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/3U-RoC6kib4/0,2817,2396607,00.asp

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GMAC ends most Mass. mortgage lending after suit (AP)

NEW YORK ? One day after it was among five major banks sued by Massachusetts over deceptive foreclosure practices, GMAC Mortgage says it will stop purchasing new mortgage loans written by third parties in the state.

The mortgage origination and servicing arm of Ally Financial Inc. says it will honor all commitments with correspondent lenders and wholesale brokers through Monday.

GMAC will continue to lend directly to homeowners in Massachusetts. Most of its business in the state is done through third parties like community banks, which originate loans and sell them to GMAC.

GMAC then handles the loan servicing, or collecting homeowner payments.

The suit claims GMAC and other banks violated Massachusetts law with "unlawful and deceptive" conduct, including unlawful foreclosures, false documentation, robo-signing, and deceptive practices related to loan modifications.

Source: http://us.rd.yahoo.com/dailynews/rss/personalfinance/*http%3A//news.yahoo.com/s/ap/20111202/ap_on_bi_ge/us_gmac_mortgage_massachusetts

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Sunday, 4 December 2011

EPA Relaxes Industrial Boiler Emissions Standards (ContributorNetwork)

According to the Wall Street Journal, the Environmental Protection Agency is easing its proposed regulatory rules regarding boilers used in refining and chemical plants and other industrial facilities. The change comes after numerous criticism from industry groups and Republicans who argued that it would cost companies billions of dollars.

The new proposal applies to less than 1 percent of all boilers in the U.S., with the remaining boilers being up to the standards already. Overall, the EPA's goal is to reduce toxic emissions, including soot and mercury, and the agency estimates the rules could prevent as many as 8,100 premature deaths per year by 2015. Here are some facts about the fight for and against the EPA's boiler emissions standards:

* The standards came in response from a September 2009 court order in which the EPA issued the initial standards in April 2010.

* After the release, the agency received more than 4,800 comments from the public, including businesses and communities, all over the country and used the feedback to draft the changes.

* The original proposal also covered boilers at both small and large sources of air emissions and solid waste incinerators and for every dollar spent to cut emissions from these sources the EPA estimated the public would receive between $10 and $24 in health benefits.

* Reuters reported that the relaxed rules will have significant economic impacts and will ultimately reduce the costs by $1.5 billion per year, dropping the costs to $2.3 billion from $3.8 billion.

* The new proposed standards would also help some companies by allowing them to perform maintenance on their boilers instead of completely replacing them or installing expensive controls.

* In May, the EPA delayed its boiler pollution regulations indefinitely following pressure from industry groups even after stating in Feb. that it would make changes to reduce the costs, noted the Huffington Post.

* Prior to the alterations announced this Friday, the rules would have impacted 13,000 large industrial boilers instead of 9,000.

* An article from Platts added the EPA's new rules will sustain the original intended health benefits by focusing regulations on the boilers that produce the majority of the emissions.

* The changes have not been received with favor by all industry groups and the National Association of Manufacturers stated that the rules will still pose a threat to job growth and investments by companies.

* The EPA also estimates that the standards will help avoid 5,100 heart attacks and 52,000 cases of aggravated asthma.

Rachel Bogart provides an in-depth look at current environmental issues and local Chicago news stories. As a college student from the Chicago suburbs pursuing two science degrees, she applies her knowledge and passion to both topics to garner further public awareness.

Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/ac/20111203/pl_ac/10586273_epa_relaxes_industrial_boiler_emissions_standards

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Saturday, 3 December 2011

Advertisement: (ABC News)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/168754831?client_source=feed&format=rss

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Berg's Little Printer churns out RSS feeds with a receipt and a smile

It's hard to think of a device more aptly named than BergCloud's Little Printer. It's little. It prints. It even smiles at you. And why wouldn't it? It's adorable. Equally notable is what it produces -- RSS feeds printed out on grocery store-style receipts. All you have to do is hook it up to your router, configure your RSS subscriptions from your smartphone and press a button to print them out. The Little Printer connects wirelessly to a small box that's plugged into your router. This box, in turn, interfaces with the Berg Cloud (also unveiled this week), providing constant updates and pulling down any web content you've selected. If, for instance, you want to print out Foursquare updates, you can use the app to add them to your queue and print them out for later reading. It's basically like InstaPaper... with more paper. BergCloud has already struck partnerships with ARUP, Foursquare, The Guardian, Nike and Google, though more are on the way. No word yet on pricing, but the device is slated to go up for pre-order sometime next year. Check it out in action, after the break.

[Thanks, Dave]

Continue reading Berg's Little Printer churns out RSS feeds with a receipt and a smile

Berg's Little Printer churns out RSS feeds with a receipt and a smile originally appeared on Engadget on Wed, 30 Nov 2011 09:25:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/kuyt1F1d-N8/

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Friday, 2 December 2011

PROMISES, PROMISES: Candidates shield records (AP)

WASHINGTON ? In the final weeks of Mitt Romney's term as Massachusetts governor, a small team of aides combed through statehouse filing cabinets. They filled more than 630 cartons with papers destined for the state archives as the primary documentary legacy of his administration. One floor, though, was almost completely off limits to them: Romney's inner sanctum, his third-floor office.

The former legislative affairs director who headed the archiving effort, John O'Keefe, recalls that his team was given a stack of Romney's public schedules over four years and a limited variety of other documents from the governor's executive office, but not much else. "We were told we were not in charge of archiving the third floor," he says.

The mystery deepened recently when the chief legal counsel for Romney's Democratic successor, Gov. Deval Patrick, said that just before Patrick took office, material on a state government web server that housed Romney's emails was erased. Top Romney aides also bought and removed their state-issued computer hard drives, and remaining leased computers were replaced. Romney said he followed the law in authorizing the purge, and his campaign aides said their actions were based on a 1997 Massachusetts court ruling that all governors' records are private.

Romney's selective policy toward public access and preservation of his executive records raises stark questions about how transparent his administration would be if he were to become president. He's not alone. Other leading candidates for the presidency ? incumbent Barack Obama and Texas Gov. Rick Perry ? have touted their commitment to transparency, but their administrations also have been selective at times in the records they disclose. They have limited, stalled or denied access when it suited their purposes.

"What I wish Americans could expect is a politician who talked a good game and walked a good game, too," said Ken Bunting, executive director of the nonpartisan National Freedom of Information Coalition. "The reality is everybody gives lip service to transparency and accountability."

Romney's submission of paper documents to the Massachusetts archives was made "in the interest of transparency and to help provide a record of his time in office," said Eric Fehrnstrom, a senior campaign adviser. But the holdings in the archives are far from comprehensive. An Associated Press reporter sent from Washington earlier this fall spent a week examining the Romney archives, but did not find paper copies of any emails to or from Romney or any internal calendars or in-house memos ? all commonly used by governors. There are no state archives records accounting for what happened to those materials.

The growing use by government agencies and political campaigns of new channels of electronic communication, including text messages, online videos and social media services, has opened new dimensions in the availability of public records. But presidential candidates haven't been especially transparent.

"There's the potential for a lot more raw information than in the past as emails and other electronic communications replace phone and face-to-face conversations," said Peter Scheer, executive director of the First Amendment Coalition, a nonprofit public interest group. "The problem is we're seeing officials and governments moving more and more to shield those materials from public access."

Only about one-quarter of the 630 cartons of Romney paper records are available for inspection at the Massachusetts archives. State legal officials have yet to say whether the 1997 court ruling allows access to the other material. Even if they do, Assistant State Archivist Michael Comeau said, staff shortages and time-consuming redaction checks could extend delays close to the 2012 election. More than 75 cartons examined by the AP revealed staff and legislative documents but no internal materials written to or from Romney himself ? except for ceremonial bill-signing and official letters.

As governor, Romney's careful line on providing records was based on a 1997 Massachusetts Supreme Judicial Court ruling that "the governor is not explicitly included" among other state officials and agencies covered by the state's Public Records Law, which generally requires agencies to submit to records requests. Other governors since 1997 have interpreted the ruling similarly.

The AP submitted detailed questions to Romney about how his administration handled public records when he was governor, but the campaign responded with only a brief statement: "The governor's office in Massachusetts is not subject to the state's public records law. As a legal matter, it is not required to disclose any documents." Fehrnstrom, who was Romney's chief spokesman during that era, said the Romney campaign does not possess any remaining gubernatorial records outside of the Massachusetts archives.

After The Boston Globe first reported that his aides had purged electronic files, Romney said the deleted materials might have contained confidential medical, judicial or personnel records. Still, when Romney's archive team found confidential files at the end of his administration, they separated those materials from thousands of other documents that were turned over to the archives. O'Keefe, now city manager in Manchester, Vt., recalled that anything that appeared "confidential in nature" was turned over to a private vendor for shredding.

Suggesting that Romney's Massachusetts administration "deliberately sought to delete public records" in advance of his 2007 presidential run, the Democratic National Committee has pressed three separate Massachusetts public records requests for more background on the purge. Romney's campaign has responded with its own request to Patrick's office asking for any evidence of collaboration between his staff and Obama re-election officials.

Gavi Wolfe, a legal counsel for the Boston office of the American Civil Liberties Union, said Romney's authorization of the purging of third-floor electronic files set an "alarming" precedent: "I would be concerned about the chief executive wanting to shield the actions of his administration from public scrutiny." Romney said during a New Hampshire campaign stop that if elected, his presidential administration "would do what's required by the law and then some."

In three years in the White House, Obama set an even more ambitious standard, committing publicly to improving transparency and setting clear goals for federal agencies to respond more quickly and expansively to public records requests.

Obama signed an executive order on his first day in office in 2009, directing federal officials to make good on his detailed commitment to broaden accountability. His directive led to the opening of White House visitor logs and plans to improve responses to records requests, whistleblower protections and declassification of outdated secret documents.

But many of Obama's broad commitments have not been met. In the face of criticism, the Justice Department abandoned a proposal that would have allowed officials to pretend that some government files didn't exist when people asked to see them. And the government completely turned down records in one-third of all requests in 2010 ? even censoring 194 pages of internal emails about Obama's Open Government directive.

The White House and Energy Department have been hesitant and selective turning over records related to the GOP-led congressional investigation of Solyndra, the failed California solar panel company. The AP pressed three separate appeals for records in September, but Energy Department officials said they would take months because of the number of documents and requests to read them. In early October, as Congress threatened to issue subpoenas, White House officials quickly provided reporters with thousands of pages and DVDs filled with hundreds of emails.

White House officials would not comment on the sudden shift, but campaign spokesman Ben LaBolt said, "The president and this administration are changing the ways Washington works in terms of transparency."

In Texas, Perry has made similar claims, pointing to broad swaths of electronic data that his administration has made available online ? from state agency expenditures to death certificates. But Perry's administration has also blocked viewing of expenditures for his security guards when he travels, even though much of that travel has been subsidized by campaign funds or by private business executives. He also barred access to his reviews of death penalty cases and to his private calendars, even though his predecessor, former President George W. Bush, had made both available when he was governor.

"The people of America aren't seeing the real Rick Perry," said Keith Elkins, executive director of the Freedom of Information Foundation of Texas. "They may get a glimpse of him on the campaign trail, but the real record has been hidden and carefully parceled out."

___

Associated Press writers Brett J. Blackledge, Matthew Daly and Jack Gillum contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20111130/ap_on_el_pr/us_campaigns_transparency

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Monday, 28 November 2011

Find New Cheap Automobile Insurance coverage : 31Night.com, A ...

Posted by PikkarainenScarduzio669 | November - 27 - 2011 | Comments Off

When you?ve got saved sufficient money to buy a brand new car, or have already spent your financial savings on the new car of your dreams ? congratulations! There isn?t a thrill like cruising around city in your brand new car you worked so onerous for. But earlier than you start cruising, it?s a must to take into consideration getting insurance on your new car ? ideally, low cost insurance coverage to your new car.

How will you get low-cost insurance coverage on your new automotive when you have never had an automotive insurance coverage coverage? Take into account these three suggestions:

Check out the security of your new car. Before you purchase your new automobile, try the safety features. If in case you have already bought your new car and it does not embrace sure security features, add them. Vehicles with safety features are seen as much less dangerous to insure than vehicles with out security features; subsequently, insurance coverage firms give cheaper car insurance quotes to drivers who own secure cars.

Ask about ?spinning off? of another car insurance policy. In case you have ever been on one other driver?s automobile insurance policy, corresponding to your dad and mom? automobile insurance policy, ask the insurance coverage company about ?spinning off? of that automotive insurance coverage policy onto your individual car insurance policy. You will have your own automobile insurance coverage coverage, and you?ll almost certainly get a less expensive premium than you would should you purchased a new automotive insurance coverage coverage out right.

Add yourself to another car insurance policy. If you are married, or have parents who trust your driving habits, ask when you will be added to their car insurance coverage policy. This may increasingly raise their premiums a bit, but you possibly can pay the difference and the distinction will be less expensive than buying a totally separate automobile insurance policy.

Remember, all states require some form of car insurance coverage or financial responsibility. Do not danger large fines and a suspended driver?s license by neglecting to buy insurance on your new car.

If you would like extra data in relation to average cost of car insurance, stop by Orion Lamziahli?s web page soon.

Source: http://www.31night.com/2011/11/find-new-cheap-automobile-insurance-coverage/

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